Do Movers Pay for Property Damages – If I Do Not Own the Property?
It’s moving day and there’s a lot of chaos is going on in your home. You’re directing movers where to go, telling family to stay cleared, etc. Within the mist of all the madness going on your hear the infamous “Uh-Oh,” coming from the back of the house. You rush to the back of the house and long and behold the door frame of your master bedroom is damaged. Your initial reaction is to freak out about the damage. Then you ask yourself and the movers, “Do Movers Pay for Property Damages, if I do not own the property?”
Somebody has to pay the bill to the landlord but it might just be you.
That security deposit you gave to your landlord, you might have to say good bye to that now and possibly pay the difference of the damaged caused by the movers. Your landlord will not file a claim against the movers but you can. Your landlord will come after you, even though you did not cause the damage. But to them you are guilty by association since you invited the movers to the home to help you move.
After the screaming match you had with everyone. You remembered you got the mover’s insurance! So everything should be good and gravy now? That could be possibly wrong. The insurance you took out with your mover’s protects your belongings. But the damages done to the home you do not own, the mover’s insurance you got may not cover it.
But there is hope for you! Moving companies will use general liability insurance that they have for themselves when at fault. If damaged is done by their own vehicles then they’ll use their own auto insurance.
But do not assume that all the moving companies have general liability insurance. It’s always good to look up the U.S. Department of Transportation for licensing and insurance for the moving companies you are thinking about hiring for your move.
Catch Me If You Can
If the moving company that damaged your landlord’s property doesn’t have general liable insurance or is operating illegally, it’ll be hard to find them.
Or if you are dealing with a moving company that is part of a major franchise might be hard to find the headquarters (nothing that a swift google search can’t fix).
If the movers aren’t willing to do anything about it, call them and tell them you will take them to small claims court. If that doesn’t scare them or bring action, go ahead and file with the small claims court. But you must know where the mover’s office is located at to do so.
If you do find an address for your moving company these are the next steps you need to take.
- Re-Read Your Contract with Movers- You should always read before you sign. But make sure you re-read your forms that you signed with your movers. Even if you signed a liability waiver, check with the state to see if it is enforced within your state.
- Take Pictures- If the damaged happened while you were present make sure you take pictures!! If you didn’t notice the damage until after the movers left still take pictures. Take all the pictures of any property damages.
- File a Complaint & Get a Lawyer- File a consumer complaint with your state attorney’s general office. Only get a lawyer for a threatening ligation letter and also they’ll have more insights and resources for a situation like this.
Now taking the route of court may cost you more than the damage that was done to the property. It is up to you if you want to go this route if the movers won’t settle with you.
Need movers for you next big move? Contact Garrett’s Moving & Storage at www.garrettsmovinginc.com or calling 972-487-5843.